Wondering What to Do with Your 401(k)?
We’ll Help You Make the Smart Move.
Whether you’ve left an employer or you’re still working but over age 59½, you may be eligible to roll over your retirement savings — giving you more control, more options, and more flexibility in preparing for retirement income.
Don’t Let Your Retirement Money Sit Unwatched
If you’ve changed jobs — or if you’re 59½ or older — your 401(k) may be sitting in high-fee funds, limited investment choices, or unmanaged accounts.
Left alone, that money could be missing opportunities to grow or be used to support a steady income in retirement.
Rolling over your 401(k) into a more flexible account gives you the opportunity to create an intentional plan for your future — including options to build income, reduce risk, and position your money for long-term peace of mind.
Your 401(k) Options After Leaving (or While Still Working)
Bonus Tip:
If you’re over age 59½ and still working, many employer plans allow you to do an in-service rollover — giving you access to better retirement planning strategies without leaving your job.
Leave it with your old employer
Move it to a new employer plan
Cash it out of the plan to you
Rollover to an IRA with an advisor
Why rolling over to an IRa with an advisor is the best option
More Than Just a Transfer — It’s a Retirement Strategy
Tailored to You
We help create a personalized plan based on your retirement timeline, risk tolerance, and long-term goals — no cookie-cutter approach.
Investment Choices
Rolling over to an IRA opens up far more investment options than most employer plans offer, giving you more control over how your money is working.
Income Planning
We’ll help you structure your savings in a way that can provide reliable income in retirement — so you’re not guessing where your next paycheck is coming from.
Tax-Smart Planning
Rollover strategies can be aligned with your broader retirement tax plan, helping you reduce what you owe and keep more of what you've earned.
One-on-One Support
You won’t be stuck calling a 1-800 number. You'll work directly with a licensed advisor who knows your situation and is available when you need help.
Simplified Guidance
We’ll help you consolidate accounts, clean up old plans, and get organized — so your retirement savings are easier to manage and built to last.
Your questions answered
Common questions
Can I roll over my 401(k) if I’m still working?
Yes — if you’re over age 59½, many plans allow what’s called an “in-service rollover” so you can take control early.
Will I be taxed or penalized for rolling it over?
Not if it’s done properly — we’ll help guide you through the process.
Is there a cost to get help?
We offer a no-cost review of your options and only work with clients if it’s a good fit.
What if I have multiple old 401(k)s?
We’ll help you consolidate and simplify — all in one place.
